If you have been injured in an automobile accident or slip/trip and fall that was caused by the negligence of another, then you have a right to file a claim for personal injuries against the responsible party and his or her insurance company.

Once we are able to establish that your injuries are due to the fault of another, then you are entitled by law to receive monetary compensation for your economic and non-economic damages.

 Items of economic damages typically include past and future medical care, reimbursement for lost wages and/or future earning capacity, and costs to repair or replace property damage. If you are the surviving heir and dependent of a person who died as a result of the negligence of another, then you are also entitled to reimbursement for the loss of financial support you would have received from that person.

Items of non-economic damages include compensation for your pain, suffering, anxiety, frustration, fear, loss of enjoyment of life, inconvenience, and grief. If you are the spouse of an injured person, then you are entitled to compensation for your loss of consortium, or the effects of your spouse’s injuries on your marital relationship, including the loss of love, companionship, moral support, physical assistance in the home, and sexual relations. If you are the surviving heir of a person who died due to the fault of another, then you are entitled to receive compensation for the loss of your relationship with that person.

Clearly, there is no amount of money that can possibly take away your pain or bring back a loved one who has died due to the fault of another. But monetary compensation is the only means by which the law can provide compensation and hold the negligent parties responsible. It is for this reason that we all purchase and pay for insurance in order to cover and protect us and to compensate those who we may unintentionally harm as a result of our actions. Sometimes, however, the insurance policy limit is insufficient to cover the damages.

Rest assured that the Law Offices of Nora Hovsepian will fight for your right to maximum compensation from parties responsible for your harm. We will fully investigate any other sources of compensation prior to recommending settlement of your claim for the policy limit, if that is an issue in your case. Ultimately, the decision on how your case will be resolved will rest with you.